About
ABP Financial Services specifically deals with the investment side of our business. We handle stock and bonds, annuities, and alternative investments. Just as we don't segregate our insurance clients by their needs, so too we try to accommodate all investors. We are compensated either by commission or fee, in most cases at the client's discretion. We feel very comfortable and confident in the following areas:
Mutual Fund Portfolios
REIT investments
Unit Investment Trusts
We will handle stock portfolios , but do have account minimums, regardless of whether a fee or commission basis.
So, which is better for you, fee or commission? This is a question we often hear. The answer is centered on your desire to either pay for a specific service and be done, or pay an ongoing fee that is usually a smaller upfront amount, that can be stopped if you no longer feel the service being provided is needed. You are not locked into a fee structure so it can be changed or stopped on a quarterly basis.
Other services we provide are ;
Portfolio reviews- you have had an existing portfolio for 5 years. What does it really do? Is it more volatile than you realize? Are the results in keeping with the risk? We provide this as a one time free service upon request.
Retirement Preview: Can I really afford to retire? Will the money I have now really last till I die? We find our calculator can help quantify the probability of a yes to these questions. You see how much of your future income will be guaranteed, and what to do if that number isn't your "sleep number".
My wife and I have 7 wonderful children who have provided us with G-d's blessing , many ( we don't count) grandchildren. It is true- it is surprising that those annoying children of mine produced amazing grandkids for us! We spend our free time helping take care of our parents, grandkids, and when they listen even our own children. I spend two weeks a year in “renewal” out of the country spending most of the day in contemplation of making a better me. So far no one has complained!
As an OSJ, it is also my responsibility to supervise other registered representatives. These 15 associates, men and women from diverse backgrounds and locations, operating independently throughout the state of California, also provide a window on other issues that may not have come up in my personal practice, as well as exposure to vendors that may provide a new approach that can help others. We view them as true partners in building and sustaining financial well being for a cross section of clients, from saving accounts for college, to sophisticated trusts for generation skipping assets. Should you read this and be out of the Los Angeles area, we would be happy to direct you to one of our independent advisors.